About Us

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Credit One is a Non Banking Financial Company (NBFC) addressing working capital, digital payment & expense management needs of Fleet MSME's.

Founded by senior professionals from banking, payment & loyalty card industry and having combined industry experience of 100+ years as its base, Credit One is backed by strategic alliances with a Fortune 500 companies & world's most valuable startup.

As a speciality finance company, we provide customized credit line aligned to requirements of our customers. With our technical expertise at core, we provide solutions for efficient utilization of this credit line coupled with business control requirements of customers.


Pravin Kabra
Pravin is a person with entrepreneurial mind frame who likes to take new challenges. He is innovative and a proven specialist in operations and technology.
Utul Kapadia
Utul is a veteran in card industry with all round experience in Banking and Payments business. His educational qualification is B COM, LLB and CAIIB from Indian Institute of Bankers.

Advisory Board

Mrs. V. R. Iyer


Mrs. V. R. Iyer is an alumnus of M.L. Dahanukar College of Commerce and Sydenham College of Commerce and Fellow of CAIIB of Indian Institute of Banking and Finance. She is former Chairperson MD of Bank of India, one of the top 3 nationalized Banks in India with significant overseas presence. Bank’s global business reached to 9.44 Lac Crores under her leadership. She has been awarded as the “Best Banker” at India SME Excellence Awards – 2013. She also served as Member (Finance & Investment and Enforcement) at IRDAI and was a significant contributor in introducing and amending regulations related to Financial Stability Board (FSB), Financial Stability Development Council (FSDC), RBI, SEBI & other national/ international agencies. She has also served Central Bank of India and Union Bank of India in various capacities, and have held key positions at prestigious organizations like FICCI, STCI, EXIM Bank of India, NIA, IIBF, IBA, SEBI, NIBM, and Indo Zambia Bank Ltd.

Mr. Umesh Modi

CHAIRMAN AND MANAGING DIRECTOR Jupiter Infomedia Ltd. www.jupiterinfomedia.com www.jimtrade.com www.indianetzone.com

Mr. UmeshModi is a qualified Chartered Accountant and a professional serial entrepreneur. As a partner in M/s. Ostwal Desai & Kothari, a Chartered Accountancy firm, he spearheaded 30 public issues. He successfully ventured India’s first print publication on “Gifts and Accessories” with huge readership. He then created “AadityaInfotech”, specialized in web development and search engine optimization with 500+ clients. In 2005, He promoted Jupiter Infomedia Ltd., which is currently listed on BSE with Rs 850 Mn market cap. The company has created largest B to B content of 4 Mn. web pages and 0.8 Mn subscribers.

Mr. Surender Reddy

FOUNDER AND MANAGING DIRECTOR Analogics Tech India Ltd. www.analogicsgroup.com

Mr. Surender Reddy is M.Tech in Advance Electronics with vast research and design expertise at ISRO, and National Remote Sensing Agency, Department of Space. He founded Analogics group in 1994.
Analogics provide turnkey solutions to Public and Private Sector organization in Banking, Transportation, Financial Inclusion, Energy, Police and Public Distribution etc. both in Asia and Africa continents.